Risk Analytics - Manager at Drip Capital – Mumbai | Apply Now

Description

As a Risk Analyst, you will lead high-impact projects aimed at mitigating risk and optimizing Drip’s portfolio across diverse products and markets. You’ll harness advanced analytics, predictive modeling, and data-driven insights to enhance risk strategy, improve underwriting models, and conduct in-depth portfolio performance analysis, ensuring alignment with the company’s risk appetite framework

Requirements

• Advanced certifications like CA, CFA, FRM, or equivalent are a strong plus.
• Expertise in SQL, Python, and familiarity with machine learning frameworks (e.g., regressions, time series modelling).
• Demonstrated ability to build statistical models, perform data mining, and create predictive analytics for risk management.
• Proficiency in data visualization tools like Tableau, Power BI to communicate findings effectively.
• Strong analytical acumen, with a proven track record of translating complex datasets into actionable business insights.
• Exceptional communication and collaboration skills, with experience working in cross-functional environments.

Responsibilities

• Develop risk policies using data analytics to drive business growth while maintaining robust portfolio risk controls.
• Utilize portfolio analytics to monitor risk metrics, identify trends, and ensure losses remain within defined risk tolerance levels.
• Lead and mentor a team of 3 to 4 analysts, driving innovation and analytical rigor.
• Collaborate with product, technology, operations, and risk servicing teams to design and implement scalable global risk strategies leveraging AI/ML-based risk models.
• Conduct root cause analysis using statistical tools to identify policy gaps, optimize processes, and ensure regulatory compliance.
• Champion data-first decision-making by leveraging tools like SQL, Python, and visualization platforms (e.g., Tableau, Power BI).
• Deliver comprehensive risk dashboards and data visualizations to senior management and stakeholders, enabling actionable insights.
• Redesign and enhance risk policies, incorporating predictive risk scoring models, financial ratio analysis, and dynamic monitoring mechanisms.
• Define and implement credit approval policies leveraging advanced credit risk modeling techniques, ensuring strategic alignment.

About Drip Capital

We are a leading technology company focused on innovation and growth. Join our team to be part of something extraordinary.